{"id":3149,"date":"2025-05-30T14:58:10","date_gmt":"2025-05-30T04:58:10","guid":{"rendered":"https:\/\/anp-au.com\/?p=3149"},"modified":"2025-05-30T17:05:33","modified_gmt":"2025-05-30T07:05:33","slug":"2025buycheaperrent","status":"publish","type":"post","link":"https:\/\/anp-au.com\/en\/2025buycheaperrent\/","title":{"rendered":"Queensland&#039;s latest data: Buying a property is cheaper than renting in these areas"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Following another interest rate cut by the Reserve Bank of Australia this week, over 160 regions in Queensland are experiencing a rare phenomenon where buying a property is now cheaper than renting. This shift is driven by explosive rental growth and recent falls in mortgage rates, according to data from the Finder analytics platform and PropTrack over the past 12 months.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents Overview<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E5%93%AA%E4%BA%9B%E5%9C%B0%E5%8D%80%E6%9C%80%E5%85%B7%E4%BB%A3%E8%A1%A8%E6%80%A7%EF%BC%9F\" >Which regions are the most representative?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E5%8D%97%E5%B8%83%E9%87%8C%E6%96%AF%E6%9C%AC_South_Brisbane\" >South Brisbane<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E4%BC%8A%E6%99%AE%E6%96%AF%E5%A8%81%E6%B2%BB_Brassall\" >Ipswich Brassall<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#Bowen_Hills%E3%80%81Fortitude_Valley%E3%80%81Spring_Hill\" >Bowen Hills, Fortitude Valley, Spring Hill<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#Russell_Island\" >Russell Island<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E5%8D%80%E5%A4%96%EF%BC%9A%E5%9C%B0%E5%8D%80%E6%80%A7%E5%9F%8E%E5%B8%82%E6%BD%9B%E5%8A%9B%E7%88%86%E7%99%BC\" >Outside the region: Regional cities\u2019 potential explodes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E7%A7%9F%E5%AE%A2%E7%B4%9B%E7%B4%9B%E8%BD%89%E7%82%BA%E8%B2%B7%E5%AE%B6\" >Tenants turn into buyers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/anp-au.com\/en\/2025buycheaperrent\/#%E9%99%8D%E6%81%AF%E7%96%8A%E5%8A%A0%E9%AB%98%E7%A7%9F%E9%87%91%EF%BC%8C%E8%B2%B7%E5%85%A5%E6%99%82%E6%A9%9F%E6%88%90%E7%86%9F\" >With interest rate cuts and high rents, the time to buy is ripe<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">Among all the states in Australia, Queensland has the most areas where &quot;buy at a lower price than rent&quot;, with 73 areas meeting this condition for houses and 89 areas for units.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%93%AA%E4%BA%9B%E5%9C%B0%E5%8D%80%E6%9C%80%E5%85%B7%E4%BB%A3%E8%A1%A8%E6%80%A7%EF%BC%9F\"><\/span>Which regions are the most representative?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%97%E5%B8%83%E9%87%8C%E6%96%AF%E6%9C%AC_South_Brisbane\"><\/span>South Brisbane<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Based on a down payment of 20%, the weekly mortgage payment for a unit is about $704, while the rent is as high as $770 - you can save about $264 per month after buying it.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BC%8A%E6%99%AE%E6%96%AF%E5%A8%81%E6%B2%BB_Brassall\"><\/span>Ipswich Brassall<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The average unit sold for just \u00a3155,608, with weekly mortgage repayments of just \u00a3169 and rents of \u00a3370 \u2013 a difference of \u00a3201 per week and annual savings of more than \u00a310,000.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bowen_Hills%E3%80%81Fortitude_Valley%E3%80%81Spring_Hill\"><\/span>Bowen Hills, Fortitude Valley, Spring Hill<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Units in the above popular areas are also showing a trend of &quot;buying at a lower price than renting&quot;, attracting a large number of tenants to consider entering the market.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Russell_Island\"><\/span>Russell Island<span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">It has become the only region in southeast Queensland where buying is cheaper than renting in the detached house market - saving $6 per week.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8D%80%E5%A4%96%EF%BC%9A%E5%9C%B0%E5%8D%80%E6%80%A7%E5%9F%8E%E5%B8%82%E6%BD%9B%E5%8A%9B%E7%88%86%E7%99%BC\"><\/span>Outside the region: Regional cities\u2019 potential explodes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In regional cities like Biloela and Moranbah, where house prices remain low and rents are rising sharply, the difference between buying below rent is more than $1,000 per month.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Biloela<\/strong>: The house price is $350,000, the weekly mortgage payment is $380, but the average rent is as high as $650.<\/li>\n\n\n\n<li><strong>Moranbah<\/strong>\uff1aThe unit price is about $350,000, the rent is up to $700, and the payment is only $380.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%A7%9F%E5%AE%A2%E7%B4%9B%E7%B4%9B%E8%BD%89%E7%82%BA%E8%B2%B7%E5%AE%B6\"><\/span>Tenants turn into buyers<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Michael Hatzifotis, a Brisbane CBD real estate agent, said:<strong>Currently, nearly half of the buyers in the market are actually tenants.<\/strong>&quot;Because rents have been rising so rapidly, many people are beginning to realize that mortgage payments are not only more cost-effective, but also a way to build equity.&quot;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%99%8D%E6%81%AF%E7%96%8A%E5%8A%A0%E9%AB%98%E7%A7%9F%E9%87%91%EF%BC%8C%E8%B2%B7%E5%85%A5%E6%99%82%E6%A9%9F%E6%88%90%E7%86%9F\"><\/span>With interest rate cuts and high rents, the time to buy is ripe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Analysts point out that this is a rare &quot;entry window&quot; for overseas investors or first-time homebuyers:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The bank interest rate has dropped to 5.81%, which is the most attractive level in recent years.<br>High rents and low interest rates simultaneously boost returns on property purchases<br>Regional cities and urban units become key targets<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">However, we also remind you that the formula for calculating &quot;buying below rent&quot; often does not include expenses such as stamp duty, legal fees and maintenance costs.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5728\u6fb3\u6d32\u5132\u5099\u9280\u884c\u672c\u9031\u518d\u5ea6\u6e1b\u606f\u5f8c\uff0c\u6606\u58eb\u862d\u7adf\u6709\u903e160\u500b\u5730\u5340\u51fa\u73fe\u300c\u8cb7\u6a13\u6bd4\u79df\u6a13\u66f4\u4fbf\u5b9c\u300d\u7684\u7f55\u898b\u73fe\u8c61\u3002\u6839\u64daFinder\u5206\u6790 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3152,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[],"tags":[],"class_list":["post-3149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/posts\/3149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/comments?post=3149"}],"version-history":[{"count":3,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/posts\/3149\/revisions"}],"predecessor-version":[{"id":3157,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/posts\/3149\/revisions\/3157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/media\/3152"}],"wp:attachment":[{"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/media?parent=3149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/categories?post=3149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anp-au.com\/en\/wp-json\/wp\/v2\/tags?post=3149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}