{"id":2708,"date":"2025-02-04T12:24:56","date_gmt":"2025-02-04T02:24:56","guid":{"rendered":"https:\/\/anp-au.com\/?p=2708"},"modified":"2025-02-04T12:25:00","modified_gmt":"2025-02-04T02:25:00","slug":"%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1","status":"publish","type":"post","link":"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/","title":{"rendered":"Australia Property Buying Guide: Six Steps to Help You Buy a Property Easily! \ud83c\udfe1"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u5c0d\u65bc\u60f3\u55ba\u6fb3\u6d32\u7f6e\u696d\u5605\u9999\u6e2f\u4eba\u569f\u8b1b\uff0c\u300c\u4e0a\u8eca\u300d\u7d55\u5c0d\u4fc2\u4e00\u500b\u91cd\u8981\u91cc\u7a0b\u7891\uff01\u4f46\u8cb7\u6a13\u904e\u7a0b\u6d89\u53ca\u8ca1\u52d9\u898f\u5283\u3001\u6309\u63ed\u8cb8\u6b3e\u3001\u63c0\u6a13\u3001\u7c3d\u7d04\u3001\u9a57\u6a13\u7b49\u7a0b\u5e8f\uff0c\u7576\u4e2d\u6709\u5514\u5c11\u7d30\u7bc0\u8981\u6ce8\u610f\u3002\u5982\u679c\u5514\u719f\u6089\u7576\u5730\u6a13\u5e02\u898f\u5247\uff0c\u597d\u5bb9\u6613\u6703\u8e29\u4e2d\u4f0f\u3002<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_89 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u5167\u5bb9\u4e00\u89bd<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list 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href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%93%8C_3_%E6%90%B5%E5%88%B0%E6%9C%80%E5%84%AA%E6%83%A0%E6%8C%89%E6%8F%AD%E5%88%A9%E7%8E%87%EF%BC%8C%E7%AF%80%E7%9C%81%E4%BE%9B%E6%A8%93%E6%88%90%E6%9C%AC\" >\ud83d\udccc 3. \u6435\u5230\u6700\u512a\u60e0\u6309\u63ed\u5229\u7387\uff0c\u7bc0\u7701\u4f9b\u6a13\u6210\u672c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%92%A1_%E5%A6%82%E4%BD%95%E6%90%B5%E5%88%B0%E6%9C%80%E6%8A%B5%E6%8C%89%E6%8F%AD%EF%BC%9F\" >\ud83d\udca1 \u5982\u4f55\u6435\u5230\u6700\u62b5\u6309\u63ed\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%93%8C_4_%E6%90%B5%E6%A8%93%E6%94%BB%E7%95%A5%EF%BC%9A%E8%B2%B7%E5%88%B0%E4%BD%A0%E5%BF%83%E7%9B%AE%E4%B8%AD%E5%98%85Dream_House\" >\ud83d\udccc 4. \u6435\u6a13\u653b\u7565\uff1a\u8cb7\u5230\u4f60\u5fc3\u76ee\u4e2d\u5605Dream House<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%94%8E_%E7%BD%AE%E6%A5%AD%E5%89%8D%E6%87%89%E8%A9%B2%E8%80%83%E6%85%AE%E5%92%A9%EF%BC%9F\" >\ud83d\udd0e \u7f6e\u696d\u524d\u61c9\u8a72\u8003\u616e\u54a9\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%91%80_%E7%9D%87%E6%A8%93%E8%B2%BC%E5%A3%AB\" >\ud83d\udc40 \u7747\u6a13\u8cbc\u58eb<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%93%8C_5_%E8%AD%B0%E5%83%B9%E8%88%87%E6%88%90%E4%BA%A4%EF%BC%8C%E6%88%90%E5%8A%9F%E8%B3%BC%E5%85%A5%E7%89%A9%E6%A5%AD\" >\ud83d\udccc 5. \u8b70\u50f9\u8207\u6210\u4ea4\uff0c\u6210\u529f\u8cfc\u5165\u7269\u696d<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%8F%A1_%E7%A7%81%E4%B8%8B%E8%B2%B7%E8%B3%A3_vs_%E6%8B%8D%E8%B3%A3_Auction\" >\ud83c\udfe1 \u79c1\u4e0b\u8cb7\u8ce3 vs \u62cd\u8ce3 (Auction)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%92%A1_%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E8%B2%B7%E6%A8%93%E4%B8%AD%E4%BC%8F%EF%BC%9F\" >\ud83d\udca1 \u5982\u4f55\u907f\u514d\u8cb7\u6a13\u4e2d\u4f0f\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%93%8C_6_%E4%BA%A4%E5%89%B2%E8%88%87%E6%AD%A3%E5%BC%8F%E5%85%A5%E4%BC%99%EF%BC%81\" >\ud83d\udccc 6. \u4ea4\u5272\u8207\u6b63\u5f0f\u5165\u4f19\uff01<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/anp-au.com\/en\/%e6%be%b3%e6%b4%b2%e8%b2%b7%e6%a8%93%e6%94%bb%e7%95%a5%ef%bc%9a%e5%85%ad%e5%a4%a7%e6%ad%a5%e9%a9%9f%e5%8a%a9%e4%bd%a0%e8%bc%95%e9%ac%86%e4%b8%8a%e8%bb%8a%ef%bc%81%f0%9f%8f%a1\/#%F0%9F%8E%89_%E6%BE%B3%E6%B4%B2%E4%B8%8A%E8%BB%8A%E5%85%AD%E9%83%A8%E6%9B%B2%E7%B8%BD%E7%B5%90\" >\ud83c\udf89 \u6fb3\u6d32\u4e0a\u8eca\u516d\u90e8\u66f2\u7e3d\u7d50<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">\u70ba\u5497\u5e6b\u52a9\u5927\u5bb6\u66f4\u9806\u5229\u4e0a\u8eca\uff0c\u6211\u54cb\u6574\u7406\u5497 <strong>\u300c\u6fb3\u6d32\u8cb7\u6a13\u516d\u90e8\u66f2\u300d<\/strong>\uff0c\u7b49\u4f60\u4e00\u6b65\u6b65\u8a08\u5283\uff0c\u8f15\u9b06\u5be6\u73fe\u7f6e\u696d\u5922\u60f3\uff01\ud83c\udfe1\u2728<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_1_%E5%84%B2%E5%A4%A0%E9%A6%96%E6%9C%9F%EF%BC%8C%E8%B8%8F%E5%87%BA%E7%BD%AE%E6%A5%AD%E7%AC%AC%E4%B8%80%E6%AD%A5\"><\/span><strong>\ud83d\udccc 1. \u5132\u5920\u9996\u671f\uff0c\u8e0f\u51fa\u7f6e\u696d\u7b2c\u4e00\u6b65<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u6a13\u7b2c\u4e00\u95dc\uff0c\u7576\u7136\u4fc2 <strong>\u5132\u5920\u9996\u671f (House Deposit)<\/strong>\u3002\u4e00\u822c\u569f\u8b1b\uff0c\u6fb3\u6d32\u9280\u884c\u8981\u6c42 <strong>\u6700\u5c11 5% \u2013 20%<\/strong> \u6a13\u50f9\u4f5c\u70ba\u9996\u671f\uff0c\u7576\u7136\u6108\u591a\u6108\u597d\uff0c\u56e0\u70ba\u9996\u671f\u6108\u9ad8\uff0c\u8cb8\u6b3e\u58d3\u529b\u6108\u4f4e\uff0c\u4ea6\u53ef\u4ee5\u907f\u514d\u652f\u4ed8 <strong>\u8cb8\u6b3e\u4fdd\u96aa (LMI)<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%9D_%E8%A8%88%E7%AE%97%E4%BD%A0%E7%9A%84%E7%BD%AE%E6%A5%AD%E9%A6%96%E6%9C%9F\"><\/span><strong>\ud83d\udcdd \u8a08\u7b97\u4f60\u7684\u7f6e\u696d\u9996\u671f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcb0 <strong>20% \u6700\u7406\u60f3<\/strong>\uff1a\u4f8b\u5982 <strong>$80 \u842c\u6a13\u50f9<\/strong>\uff0c\u4f60\u61c9\u8a72\u6e96\u5099 <strong>$16 \u842c<\/strong> \u4f5c\u70ba\u9996\u671f<br>\ud83d\udcb0 <strong>5% \u4ea6\u53ef\u884c<\/strong>\uff1a\u4f46\u5982\u679c\u4f60\u53ea\u5132\u5f97 <strong>$4 \u842c (5%)<\/strong>\uff0c\u5c31\u6709\u6a5f\u6703\u8981\u652f\u4ed8\u984d\u5916 <strong>\u8cb8\u6b3e\u4fdd\u96aa<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>\u5feb\u901f\u5132\u84c4\u9996\u671f\u6280\u5de7<\/strong>\uff1a<br>\u2705 <strong>\u5236\u5b9a\u5132\u84c4\u8a08\u5283<\/strong>\uff1a\u5229\u7528 <strong>\u9810\u7b97\u8a08\u7b97\u6a5f<\/strong> \u8a2d\u5b9a\u5132\u84c4\u76ee\u6a19<br>\u2705 <strong>\u81ea\u52d5\u8f49\u5e33<\/strong>\uff1a\u6bcf\u6708\u56fa\u5b9a\u8f49\u5165\u5132\u84c4\u6236\u53e3\uff0c\u907f\u514d\u300c\u624b\u75d5\u300d<br>\u2705 <strong>\u6e1b\u5c11\u4e0d\u5fc5\u8981\u958b\u652f<\/strong>\uff1a\u6e1b\u5c11\u5916\u98df\u3001\u53d6\u6d88\u5514\u5fc5\u8981\u8a02\u95b1\uff0c\u5132\u9322\u66f4\u5feb<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_2_%E8%A8%88%E7%AE%97%E4%BD%A0%E7%9A%84%E8%B2%B8%E6%AC%BE%E8%83%BD%E5%8A%9B%EF%BC%8C%E6%8E%8C%E6%8F%A1%E9%A0%90%E7%AE%97\"><\/span><strong>\ud83d\udccc 2. \u8a08\u7b97\u4f60\u7684\u8cb8\u6b3e\u80fd\u529b\uff0c\u638c\u63e1\u9810\u7b97<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6fb3\u6d32\u9280\u884c\u6279\u51fa\u6309\u63ed\u8cb8\u6b3e (Mortgage) \u6703\u8003\u616e\u4f60\u5605\uff1a<br>\ud83d\udd39 <strong>\u6536\u5165<\/strong> \ud83d\udcb0 \u2013 \u7a69\u5b9a\u6027\u9ad8\u4f4e<br>\ud83d\udd39 <strong>\u4fe1\u7528\u8a55\u5206 (Credit Score)<\/strong> \ud83d\udcca \u2013 \u4fe1\u8cb8\u8a18\u9304\u6703\u5f71\u97ff\u8cb8\u6b3e\u5229\u7387<br>\ud83d\udd39 <strong>\u6bcf\u6708\u652f\u51fa\u8207\u8ca1\u52d9\u8ca0\u64d4<\/strong> \ud83c\udfe6 \u2013 \u4f8b\u5982\u8eca\u8cb8\u3001\u4fe1\u7528\u5361\u3001\u5b78\u751f\u8cb8\u6b3e<br>\ud83d\udd39 <strong>\u73fe\u6709\u5132\u84c4<\/strong> \ud83d\udcb5 \u2013 \u5f71\u97ff\u8cb8\u6b3e\u6279\u6838\u689d\u4ef6<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>\u8cbc\u58eb<\/strong>\uff1a\u8a08\u7b97\u6309\u63ed\u4f9b\u6b3e\u6642\uff0c\u8a18\u5f97\u5047\u8a2d <strong>\u5229\u7387\u4e0a\u5347 2%<\/strong>\uff0c\u78ba\u4fdd\u81ea\u5df1\u4ecd\u7136\u8ca0\u64d4\u5f97\u8d77\u4f9b\u6a13\uff01<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd0e <strong>\u8a66\u7528\u8cb8\u6b3e\u8a08\u7b97\u6a5f<\/strong> \ud83d\udc49 [Mortgage Calculator]<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_3_%E6%90%B5%E5%88%B0%E6%9C%80%E5%84%AA%E6%83%A0%E6%8C%89%E6%8F%AD%E5%88%A9%E7%8E%87%EF%BC%8C%E7%AF%80%E7%9C%81%E4%BE%9B%E6%A8%93%E6%88%90%E6%9C%AC\"><\/span><strong>\ud83d\udccc 3. \u6435\u5230\u6700\u512a\u60e0\u6309\u63ed\u5229\u7387\uff0c\u7bc0\u7701\u4f9b\u6a13\u6210\u672c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9078\u64c7\u8cb8\u6b3e\u6642\uff0c\u5514\u540c\u9280\u884c\u6703\u63d0\u4f9b\u5514\u540c\u5229\u7387\uff0c\u5dee\u8ddd\u53ef\u80fd\u6703\u5f71\u97ff\u4f60\u6578\u842c\u6fb3\u5143\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%A1_%E5%A6%82%E4%BD%95%E6%90%B5%E5%88%B0%E6%9C%80%E6%8A%B5%E6%8C%89%E6%8F%AD%EF%BC%9F\"><\/span><strong>\ud83d\udca1 \u5982\u4f55\u6435\u5230\u6700\u62b5\u6309\u63ed\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>\u6bd4\u8f03\u5514\u540c\u9280\u884c\u5229\u7387<\/strong> \u2192 0.5% \u5dee\u8ddd\u5df2\u7d93\u53ef\u4ee5\u5f71\u97ff\u4f60\u5e7e\u842c\u6fb3\u5143<br>\u2705 <strong>\u5411\u81f3\u5c11\u5169\u9593\u9280\u884c\u67e5\u8a62\u8cb8\u6b3e\u9078\u9805<\/strong><br>\u2705 <strong>\u8003\u616e\u6435\u6309\u63ed\u7d93\u7d00 (Mortgage Broker)<\/strong>\uff0c\u4f62\u54cb\u53ef\u4ee5\u5e6b\u4f60\u6bd4\u8f03\u5514\u540c\u9280\u884c\u8cb8\u6b3e<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>\u7372\u53d6\u8cb8\u6b3e\u9810\u5148\u6279\u6838 (Pre-approval)<\/strong><br>\ud83d\udca1 <strong>\u9810\u5148\u6279\u6838\u53ef\u6301\u7e8c 3-6 \u500b\u6708<\/strong>\uff0c\u53ef\u4ee5\u8b93\u4f60\u77e5\u9053\u81ea\u5df1\u5605\u9810\u7b97\u7bc4\u570d\uff0c\u63d0\u9ad8\u8cb7\u6a13\u6642\u5605\u8b70\u50f9\u80fd\u529b<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_4_%E6%90%B5%E6%A8%93%E6%94%BB%E7%95%A5%EF%BC%9A%E8%B2%B7%E5%88%B0%E4%BD%A0%E5%BF%83%E7%9B%AE%E4%B8%AD%E5%98%85Dream_House\"><\/span><strong>\ud83d\udccc 4. \u6435\u6a13\u653b\u7565\uff1a\u8cb7\u5230\u4f60\u5fc3\u76ee\u4e2d\u5605Dream House<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb7\u6a13\u5514\u55ae\u6b62\u8981\u7747\u50f9\u9322\uff0c\u5730\u9ede\u3001\u4ea4\u901a\u3001\u793e\u5340\u74b0\u5883\u7b49\u56e0\u7d20\u540c\u6a23\u91cd\u8981\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%94%8E_%E7%BD%AE%E6%A5%AD%E5%89%8D%E6%87%89%E8%A9%B2%E8%80%83%E6%85%AE%E5%92%A9%EF%BC%9F\"><\/span><strong>\ud83d\udd0e \u7f6e\u696d\u524d\u61c9\u8a72\u8003\u616e\u54a9\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccd <strong>\u5730\u9ede\u9078\u64c7<\/strong>\uff1a\u9130\u8fd1\u4ea4\u901a\u7ad9\uff1f\u5b78\u6821\uff1f\u5546\u5834\uff1f<br>\ud83c\udfe1 <strong>\u8cb7\u6a13\u76ee\u7684<\/strong>\uff1a\u81ea\u4f4f\u5b9a\u6295\u8cc7\uff1f\u672a\u4f86\u6703\u5514\u6703\u64f4\u5c55\u5bb6\u5ead\uff1f<br>\ud83d\udccc <strong>\u300c\u5fc5\u8981\u300d vs \u300c\u53ef\u6709\u53ef\u7121\u300d<\/strong>\uff1a\u5c4b\u578b\u3001\u9593\u9694\u3001\u666f\u89c0\u3001\u505c\u8eca\u5834\u3001\u82b1\u5712<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%91%80_%E7%9D%87%E6%A8%93%E8%B2%BC%E5%A3%AB\"><\/span><strong>\ud83d\udc40 \u7747\u6a13\u8cbc\u58eb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>\u53bb Open House \/ \u5be6\u5730\u8003\u5bdf<\/strong><br>\u2705 <strong>\u5411\u5730\u7522\u7d93\u7d00\u67e5\u8a62\u5e02\u5834\u884c\u60c5<\/strong><br>\u2705 <strong>\u7559\u610f\u8857\u5340\u74b0\u5883\u3001\u672a\u4f86\u767c\u5c55\u6f5b\u529b<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>\u623f\u5730\u7522\u7db2\u7ad9\u63a8\u4ecb<\/strong> \ud83d\udc49 <a href=\"https:\/\/www.domain.com.au\/\" target=\"_blank\" rel=\"noopener\">Domain<\/a> | <a href=\"https:\/\/www.realestate.com.au\/\" target=\"_blank\" rel=\"noopener\">Realestate.com.au<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_5_%E8%AD%B0%E5%83%B9%E8%88%87%E6%88%90%E4%BA%A4%EF%BC%8C%E6%88%90%E5%8A%9F%E8%B3%BC%E5%85%A5%E7%89%A9%E6%A5%AD\"><\/span><strong>\ud83d\udccc 5. \u8b70\u50f9\u8207\u6210\u4ea4\uff0c\u6210\u529f\u8cfc\u5165\u7269\u696d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6435\u5230\u5fc3\u6c34\u7269\u696d\u5f8c\uff0c\u5c31\u8981\u9032\u5165 <strong>\u8b70\u50f9\u8207\u8cb7\u6a13\u7a0b\u5e8f<\/strong>\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%8F%A1_%E7%A7%81%E4%B8%8B%E8%B2%B7%E8%B3%A3_vs_%E6%8B%8D%E8%B3%A3_Auction\"><\/span><strong>\ud83c\udfe1 \u79c1\u4e0b\u8cb7\u8ce3 vs \u62cd\u8ce3 (Auction)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>\u79c1\u4e0b\u8cb7\u8ce3<\/strong> \u2192 \u6709\u51b7\u975c\u671f\uff0c\u53ef\u4ee5\u5b89\u6392\u9a57\u6a13\uff0c\u8f03\u5f48\u6027<br>\ud83d\udccc <strong>\u62cd\u8ce3<\/strong> \u2192 \u6210\u4ea4\u5373\u6642\u751f\u6548\uff0c\u5187\u51b7\u975c\u671f<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%92%A1_%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E8%B2%B7%E6%A8%93%E4%B8%AD%E4%BC%8F%EF%BC%9F\"><\/span><strong>\ud83d\udca1 \u5982\u4f55\u907f\u514d\u8cb7\u6a13\u4e2d\u4f0f\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 <strong>\u67e5\u770b\u5408\u7d04 (Contract of Sale)<\/strong>\uff1a\u8acb\u5f8b\u5e2b\u6216\u904e\u6236\u5e2b (Conveyancer) \u6aa2\u67e5\u5408\u7d04<br>\u2705 <strong>\u5b89\u6392\u9a57\u6a13 (Building Inspection) \u548c\u9a57\u767d\u87fb (Pest Inspection)<\/strong>\uff0c\u78ba\u4fdd\u7269\u696d\u72c0\u6cc1\u826f\u597d<br>\u2705 <strong>\u8a0e\u50f9\u9084\u50f9<\/strong>\uff1a\u5514\u597d\u6025\u4f4f\u63a5\u53d7\u7b2c\u4e00\u500b\u958b\u50f9\uff0c\u8a18\u5f97\u9084\u50f9\uff01<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%F0%9F%93%8C_6_%E4%BA%A4%E5%89%B2%E8%88%87%E6%AD%A3%E5%BC%8F%E5%85%A5%E4%BC%99%EF%BC%81\"><\/span><strong>\ud83d\udccc 6. \u4ea4\u5272\u8207\u6b63\u5f0f\u5165\u4f19\uff01<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83c\udf89 <strong>\u606d\u559c\uff01\u4f60\u5df2\u6210\u529f\u7f6e\u696d\uff01<\/strong> \ud83c\udf89<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcb0 <strong>\u4ea4\u5272 (Settlement) \u662f\u751a\u9ebc\uff1f<\/strong><br>\ud83c\udfe1 <strong>\u4ea4\u5272\u65e5<\/strong> \uff1d <strong>\u6b63\u5f0f\u6210\u70ba\u696d\u4e3b<\/strong><br>\ud83d\udccc <strong>\u4f60\u7684\u5f8b\u5e2b\u6216\u904e\u6236\u5e2b\u6703<\/strong>\uff1a<br>\u2705 \u8f49\u79fb\u7269\u696d\u696d\u6b0a\u81f3\u4f60\u540d\u4e0b<br>\u2705 \u78ba\u4fdd\u6309\u63ed\u8cb8\u6b3e\u5b8c\u6210\u6279\u6838<br>\u2705 \u7c3d\u7f72\u76f8\u95dc\u6587\u4ef6<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <strong>\u6700\u5f8c\u8cbb\u7528\u6e05\u55ae<\/strong><br>\u2705 <strong>\u5370\u82b1\u7a05 (Stamp Duty)<\/strong>\uff1a\u5404\u5dde\u8cbb\u7528\u4e0d\u540c\uff0c\u53ef\u9ad8\u9054\u6578\u842c\u6fb3\u5143\uff08<strong>\u9996\u6b21\u7f6e\u696d\u53ef\u80fd\u53ef\u8c41\u514d<\/strong>\uff09<br>\u2705 <strong>\u5f8b\u5e2b\u6216\u904e\u6236\u8cbb (Conveyancing Fees)<\/strong>\uff1a\u5927\u7d04 <strong>$800 &#8211; $2,500<\/strong><br>\u2705 <strong>\u623f\u5c4b\u4fdd\u96aa (Home &amp; Contents Insurance)<\/strong>\uff1a\u9280\u884c\u53ef\u80fd\u8981\u6c42\u4f60\u8cfc\u8cb7\u4fdd\u96aa<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udd0e <strong>\u67e5\u8a62\u5370\u82b1\u7a05\u6e1b\u514d<\/strong> \ud83d\udc49 [\u5404\u5dde\u653f\u5e9c\u5370\u82b1\u7a05\u8a08\u7b97\u6a5f]<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udccc <strong>\u6ce8\u610f\u8cb8\u6b3e\u4f9b\u6b3e\u8a08\u5283<\/strong>\uff1a\u8cb7\u6a13\u5f8c\uff0c\u8a18\u4f4f\u8981 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